Work in customer service, why are people are SO hateful...?

I work at a bank that is not doing well financially. They have cut staff and we've had many resignations and those positions are not being filled. With the economy flopping, and bank fees rising I'm finding my job increasingly harder to deal with. Customers are broke, they are angry, and I am sick of being yelled at. I work at a bank, but that doesn't mean I get paid well or that I am not in debt either! And I too have to pay the same fees our customers do if I make a mistake or overdraw my account. Why are people so hateful to someone on the other end of the phone?

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