I am in the market for a gaming video card.

System

Intel Core i5 3.4hz

4 gig memory - will be adding +4 gig soon total of 8 gig (if that matters)

550 watt PSU - Will likely upgrade this to 650 watts

I like to run my graphics at low to mid level, caring really only about my character (high textures) and a little higher than "low" texture for "greenery" trees, grass, bushes etc.

I dislike the bloom effects, glowing, shadows, water sparkle and any other unnecessary effects for my taste.

I was looking at the:

EVGA GeForce GTX 750 Ti 2GB 128-Bit GDDR5 PCI Express 3.0 FTW w/ ACX Cooling Video Card

type cards for their power consumption is slightly less than the Radeon's (XFX Radeon R9-270, 265, 280 etc).

But I am thinking that really for my needs that these cards are a bit much?

Would you please make some suggestions pointing me in the right direction?

Thank you and Happy New Years!