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A M Best rates this company as E (under regulatory supervision), the lowest rating a company can get and still be operating.

Don't fall for the "group" policies for the self-employed by this company or any other. That is just a marketing gimmick to make you think you're getting a deal. The policies are mediocre at best and could wind up costing you more in the long run.

Visit a local agent that works with all the major companies in your area. The agent can find the best policy for your situation and budget in a few minutes where it will take you days to compare, can explain the benefits and exclusions of the policies, and they don't charge you any extra.

As Zarnev says don't fall for marketing ploys and don't go through CostCo. I buy my peanut butter there because I can save money. Insurance is regulated and you can't get it cheaper going through group. AND anyone that tells you that you can should be avoided. Individual plans ARE CHEAPER THAN GROUP. It's a common misconception.

Deal with an insurance broker that can show you multiple plans from multiple companies. Also, while we're on the subject being self employed makes no difference when you're looking for insurance.

http://www.insurancepickle.com/

If your are looking for great self employed insurance go through www.costco.com and look under members services. They only offer it to residents in WA, OR, CA, NV, and HI, at this time. If you are in one if these states the girls we deal with is Lisa at 1-800-611-9057 ext 123 then hit the # sign. She has been so great with any questions and so helpful for us! I hope you can get their insurance , it's the very best I have found for my husband and son, also self employed.