The others are correct..The answer is maybe. The point of a cosigner is that they will make the payments if you can't. Using your father has no value if he can't cover it. They won't approve you even with a cosigner, if the payments and insurance leave you with too little money at the end of the month. If you are making good money & still can't afford the payments then either you bought too expensive a car or gave too little for the downpayment. Re-check those numbers.

A co-signer has to have better credit than the person asking for the loan. The reason the bank wants you to have a co-signer is because they want to make sure that who ever else signs for this loan is able to make the payments should you not be able or willing to make them.

Therefore the co-signer is the one that has to be in better financial condition and has to have the better credit rating.

If your Dad's credit is lower than yours... then the bank will not accept him as a co-signer.

You have better luck co-signing a loan your Dad takes out.

No. The idea is that the cosigner would be able to qualify for the loan by himself. Sounds like he would not.

You may need "a" car, and you may want a new car. But nobody "needs" a "new" car.

Get a job and pay cash.

Then you'll never have to fear the repo man.

the answer is maybe...but if you do get accepted, and make your payments on time, dads credit will improve. more money down improves consideration

They apply and you'll have your answer in 5 minutes or less